Privacy Pledge

Our Commitment

At OpenLife, your privacy is fundamental to how we operate. This Privacy Pledge describes how we collect, use, share, and protect your personal information when you use our website, applications, and services.

Information We Collect

We collect information that you provide directly to us, including:

• Personal identification information (name, date of birth, address, email, phone number)
• Health and lifestyle information necessary for insurance underwriting
• Financial information such as income and existing coverage
• Information about beneficiaries you designate

We also automatically collect certain technical information when you use our Services, such as IP address, browser type, device information, and usage patterns through cookies and similar technologies.

How We Use Your Information

• To process your insurance applications and provide quotes
• To communicate with you about your policy and our services
• To improve and personalize your experience
• To comply with legal and regulatory requirements
• To detect and prevent fraud

Information Sharing

We share your information only as necessary to provide our Services. This includes sharing with insurance carriers to process your application, with service providers who assist our operations, and as required by law. We never sell your personal information to third parties for marketing purposes.

Data Retention

We retain your personal information for as long as necessary to provide our Services, comply with legal obligations, resolve disputes, and enforce our agreements. When your data is no longer needed, we securely delete or anonymize it.

Your Rights

Depending on your location, you may have rights to access, correct, delete, or port your personal information. You may also have the right to opt out of certain data processing activities. To exercise any of these rights, please contact us at privacy@getopenlife.com.

Security

We implement industry-standard security measures to protect your personal information, including encryption in transit and at rest, regular security audits, and employee access controls. See our Data Security page for more details.

Contact

For questions about this Privacy Pledge, contact us at privacy@getopenlife.com.